Income Support / Pension Credit

Income Support/Pension Credit are means tested or income related benefits intended to provide for basic living expenses for the individual and the partner if there is one. Income Support is for people who are not required to sign on for work e.g. carers or lone parents with a child under 7 and Pension Credit is for people over 60 years. Savings of £6000 or more will normally affect how much Income Support is payable and savings of £10000 will affect Pension Credit entitlement. Those in receipt of Income Support/Pension Credit may also be entitled to other types of benefit e.g.. Mortgage interests payments, housing benefit, dental treatment, housing grants, social fund, free school meals, and help with hospital fares. There is also a savings element for Pension Credit for people aged 65 or over which is intended to provide extra money for people who have modest savings.